General Insurance Corporation of India (GICRE) reported results and net profit of ₹1,744 Cr for the quarter ended 2026-06-30. Figures are parsed from the company's filed results.
GICRE fundamentals, from the filings
The statements below are read from General Insurance Corporation of India’s filed results, 7 filed quarters and 12 fiscal years on record, consolidated basis. Price-linked ratios are computed at the last close, sector medians across the served universe, ownership from the shareholding pattern, and any cell whose input isn’t on record shows a dash, never an estimate.
Latest: Q1 FY26-27 · filed Aug 14, 2026 · audited
Sales CAGR · 3Y—FY22 → FY25
Sales CAGR · 4Y—FY21 → FY25
PAT CAGR · 3Y+11.8%FY22 → FY25
PAT CAGR · 4Y+41.9%FY21 → FY25
Price · 1Y−2.2%EOD
Price CAGR · 3Y+16.3%EOD
Regulatory & underwritingstandalone · FY26 · solvency min 1.50×
Solvency4.21×
Combined ratio106.0%
Incurred claims85.4%
Expenses of mgmt—
Net premium₹39,378 Cr
Claims incurred₹33,628 Cr
Two-account insurer P&L. Total income spans both IRDAI accounts (policyholders’ premiums plus investment income, and the shareholders’ investment income where the filing separates it) — it is not a margin base for the profit rows below. The policyholder rows are the revenue account (premiums vs benefits and reserve movements — it nets to near zero by design). Profit before / after tax and EPS are the shareholders’ (equity-investor) figures. The policyholders’ underwriting result is transferred to the shareholders’ account — it is not itself the equity-investor profit.
Detailed insurer line items (premiums, benefits, actuarial movements, commission) are shown for every period where the exchanges’ filing archives carry them. Remaining dashes before FY2025 mark periods whose filings are not retrievable from the archives — verified against the exchange record, not left unexamined.
Quarterly resultsConsolidated
₹ Cr
Jun2021
Mar2025
Jun2025
Sep2025
Dec2025
Mar2026
Jun2026Latest
YoYlatest
Total income (premiums + investment income)
—
13,244
14,625
13,118
12,684
13,465
14,477
-1.0%
Gross premium written
14,290
10,746
12,417
9,706
11,083
11,161
13,542
+9.1%
Net premium earned
11,354
9,250
11,274
8,925
9,631
9,914
11,098
-1.6%
Claims incurred
—
7,425
9,790
7,405
8,226
7,897
9,755
-0.4%
Commission
2,409
2,000
1,880
2,261
1,746
2,181
2,392
+27.3%
Expenses of management
—
125
82.0
177
95.7
97.1
137
+66.9%
Underwriting profit / (loss)underwriting result — transferred on, not the equity-investor profit
-2,966
-259
-529
-924
-441
-258
-1,133
n/m
Transferred to shareholders
-1,386
1,835
1,597
1,787
1,404
1,901
969
-39.3%
Shareholders' investment income
370
1,301
1,082
1,263
1,068
1,156
1,116
+3.1%
Profit before tax
-1,167
3,279
3,021
3,491
2,360
3,262
2,315
-23.4%
Tax %
n/a (loss)
23.8%
16.2%
17.7%
25.8%
22.4%
24.7%
+8.4 pp
★Profit after tax
-772
2,499
2,531
2,874
1,751
2,533
1,744
-31.1%
EPS (₹)
-4.40
14.24
14.42
16.38
9.84
14.44
9.94
-31.1%
One column per filed quarter · ₹ crore · profit before/after tax & EPS are the shareholders' account · EPS restated for bonus/split↔ scroll for earlier quarters
Segment results
Needs segment dataSegment results not parsedPer-segment revenue, EBIT margin and YoY arrive once we parse the segment annexure from the filing.
Forensic checksauto-scanned from the filing
Coming soonForensic checks not connectedAuditor opinion, OCF÷PAT, contingent liabilities, related-party share and working-capital days arrive as we parse the notes-to-accounts + cash-flow statement. Promoter-pledge is already on the Holdings tab.
How results moved the priceEOD reaction on the session the market could trade the filing
Avg absolute result-day move ±2.9%· EPS surprise: no estimates source
Q1'27filed Thu 13 Aug 13:42 · traded that sessiongap −0.2%close −2.1%
Q4'26filed Tue 26 May 21:18 · first tradeable session Wed 27 Maygap +0.6%close −0.7%
Q3'26filed Sat 7 Feb 20:38 · first tradeable session Mon 9 Febgap −2.0%close +0.9%
Q2'26filed Wed 12 Nov 20:37 · first tradeable session Thu 13 Novgap +1.6%close +1.3%
Q1'26filed Thu 7 Aug 20:06 · first tradeable session Fri 8 Auggap +3.8%close +4.1%
Q4'25filed Mon 26 May 20:26 · first tradeable session Tue 27 Maygap +0.1%close −3.5%
Q3'25filed Mon 3 Feb 20:07 · first tradeable session Tue 4 Febgap +0.4%close +3.4%
Q2'25filed Tue 12 Nov 18:43 · first tradeable session Wed 13 Novgap −0.2%close −4.8%
Q1'25filed Fri 9 Aug 18:41 · first tradeable session Mon 12 Auggap +1.6%close +2.1%
Q4'24filed Tue 28 May 19:14 · first tradeable session Wed 29 Maygap −0.9%close −0.6%
Q3'24filed Wed 7 Feb 19:47 · first tradeable session Thu 8 Febgap +1.4%close +9.2%
Q2'24filed Thu 9 Nov 19:55 · first tradeable session Fri 10 Novgap −0.6%close +0.9%
Q1'24filed Thu 10 Aug 15:53 · first tradeable session Fri 11 Auggap +0.2%close −1.0%
Q4'23filed Thu 25 May 16:41 · first tradeable session Fri 26 Maygap +2.5%close +2.2%
Q3'23filed Thu 9 Feb 15:16 · traded that sessiongap +0.4%close +2.6%
Q2'23filed Wed 9 Nov 15:25 · traded that sessiongap +0.8%close +4.6%
Q1'23filed Wed 10 Aug 17:19 · first tradeable session Thu 11 Auggap +3.6%close +0.7%
Q4'22filed Fri 27 May 19:59 · first tradeable session Mon 30 Maygap +3.3%close +4.2%
Q3'22filed Thu 10 Feb 16:45 · first tradeable session Fri 11 Febgap −3.2%close −3.4%
Q2'22filed Wed 10 Nov 20:18 · first tradeable session Thu 11 Novgap +2.6%close +5.5%
